+1 714 561 5522

About Us

About Us
Who We Are?

We are Alma Latina Financial and we offer life insurance with living benefits.

We are a broker representing more than 30 top-tier companies with over 170 years in the market and licensed agents in all 50 states, serving the entire Latin community for: Life Insurance. Our clients can secure themselves with the best coverage that suits their needs, such as Final Expense, Term Insurance, Permanent, Annuity, and Mortgage Protection. Our quality and honesty are what characterize us and make us leaders. Our experience and professionalism make your insurance purchase a great experience.

We provide investment opportunities and life insurance with living benefits for the Latino community in the USA.

We have a Life Insurance for every need.

Protect your family

In the event of your passing, the insurer will compensate your family with the agreed-upon capital.

Total Permanent Disability

Life insurance also protects you in case of an accident or illness that leaves you disabled; you will be the one to receive the compensation.

Protect your mortgage

If you have a mortgage or loans, don't leave pending debts to your beneficiaries; link your life insurance so that no one inherits your debt.

We offer you a comparison with the Leading Life Insurers

No hidden clauses, with complete transparency, and seeking the best alternative for you.

Coverage tailored to your needs
Benefits of compound interest

Frequently Asked Questions

Here you can find answers to your questions

Remember: Without life insurance, a family doesn't regain its financial stability until after two years.

Life insurance is a promise made to you by an insurer in case you become ill or pass away. In this promise, the insurer commits to safeguard your family’s finances so they won’t be affected.

Because life insurance is protection for your family when you’re not there. If you truly love them, think about the financial burdens you would leave behind.

Life insurance is important whether you’re single, married, divorced, etc. There are unexpected situations in life, and it’s our responsibility to be prepared to prevent financial hardships for our loved ones.

Did you know that if you are diagnosed with a critical, chronic, or terminal illness, you can use your life insurance to cover expenses?


Critical, for example: blindness, cancer, aplastic anemia, cystic fibrosis, kidney failure, heart attack, heart valve replacement, organ transplant, nerve disease, stroke.

Chronic: when a doctor has certified in the last 12 months that you cannot perform 2 out of 6 activities of daily living for a period of at least 90 consecutive days without assistance or generally experience cognitive decline (examples of activities of daily living) bathing, continence, dressing, eating, grooming, transferring.

Terminal: generally, if you have been diagnosed with a terminal illness that will cause death within 24 months (12 months in some states) from the certification of the illness by a doctor.

Critical injury, for example: coma, paralysis, severe burns, traumatic brain injury.

Our Team

We are a group of people interested in your well-being.

Alma Yadira Nieto

Broker. Expert in life insurance with living benefits, with over 10 years of experience.

Regina H. Garcia

Expert in life insurance with living benefits, with over 7 years of experience.

Patricia J. Díaz

Expert in finance and life insurance with living benefits, with over 5 years of experience.